Property Owners and Renters

3/8/2018 (Permalink)

If you rent an apartment or unit in a building and experience water damage, here is some information for you!  Figuring out exactly what is your responsibility or your landlords can be very tricky and this blog is here to potentially help guide you in the right direction.

Lease:

If there is damage to the building itself, look into your lease as your landlord most likely will have insurance for their property.  If this is unclear in your lease, ask your landlord where you stand in the event of water damage so you know before it happens.

Renters Insurance:

 Anyone who rents should have renters insurance. Some places will even require it before allowing you to move in. Of course there are many varieties of renters insurance. Some cover interior fixtures like walls, floors, and pipes while others cover personal belongings.

Maintenance:

A landlord should ensure that the units are livable. This would include upkeep and repairs to prevent such things as water damage from occurring. However, it is still up to the renter to repeatedly contact the landlord about any issues that may occur until they are resolved.

Property:

If you are the owner of the building you are renting out, the property itself should be covered under your insurance. This would include the floors, walls, and interior fixtures. It may fall under renters insurance as well.

If you are the landlord of a building and find yourself facing any type of water, mold, or fire damage, do not hesitate to contact us at SERVPRO of Garden City/Hempstead! We will work with you and your insurance company whether you are renting units to tenants or units to business owners.